State Debt Collection Laws and Publications | Privacy Rights ...
This addendum contains links to state-specific resources that provide an overview of debt collection, citations of state debt collection laws, and web addresses to .
Debt Collection FAQs: A Guide for Consumers
Under the FDCPA, a debt collector is someone who regularly collects debts owed . the contract that created your debt – or your state law – allows the charge; .
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Fair Debt Collection Practices Act
prepared the following complete text of the Fair Debt Collection Practices Act. ( FDCPA), 15 U.S.C. . State to the extent that collecting or attempting to collect any .
Debt -- State Laws
Most states have statutes regulating debt collection activities. Generally, these state statutes apply to original creditors and not national debt collection agencies .
Motor Vehicle Report
This section summarizes portions of the state's collection agency law (RCW 19.16) and the federal Fair Debt Collections Practices Act (15 USC 1692). These .
Statutes of limitation for credit card debt collection, all 50 states
Dec 12, 2011 . Creditors have a limited time in which to file suit over unpaid credit card debt. Here are the statutes of limitation for all 50 states and Washington .
Consumer Protection - Debt Collection
If debt collectors are calling you, you have certain protections under both the federal Fair Debt Collection Practices Act, and a nearly identical state law.
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Debt Collection Practices
The Fair Debt Collection Practices Act requires that debt collectors treat you fairly and . collect any amount greater than your debt, unless your state law permits .
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State Fair Debt Collection Statutes - Attorneys For Consumers
Free legal help for victims of bad debt collectors. Free case review and sample letters you can use to dispute a debt or stop a debt collector from contacting you.
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Massachusetts Law About Debt Collection
Federal Law. Fair Debt Collection Practices Act, Federal Trade Commission. The primary federal law governing consumers' rights in debt collection.
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FINANCE CODE CHAPTER 392. DEBT COLLECTION
(5) "Debt collection" means an action, conduct, or practice in collecting, or in soliciting for collection, consumer debts that are due or alleged to be due a creditor.
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Debt Collection - Wisconsin State Law Library
Feb 20, 2012 . Forms, guides, laws, and other information for debt collection.
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Collection Agency Board | Colorado State Attorney General
The Colorado Fair Debt Collection Practices Act is a state law that governs the actions of debt collectors and collection agencies. It provides consumers with .
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State collection laws, interest rates, collection agency requirements ...
A complete list of collection laws by state, garnishments info, bad check laws and penalties plus statutes of limitations for both judgments and debts along with .
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Collection Agencies | State of California - Department of Justice ...
State law prohibits debt collectors collecting or attempting to collect a consumer debt by using obscene or profane language (California Civil Code section .
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Fair Debt Collection Practices: Federal and State Law and Regulation
Fair Debt Collection Practices: Federal and State Law and Regulation.
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Fair Debt Collection Practices Act Statute of Limitations | FDCPA Laws
Find the individual debt collection laws in your state. Each state has a different stance on the debt collection process. To ensure you are gathering the most .
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Credit: Debt Collection | Consumer Sourcebook | Consumer ...
Both the State Act and FDCPA cover debt collection activities against . Under the State Act, a debt collector is: any person who by direct or indirect action, .
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Debt Collection Statute of Limitations - by State
State Statutes of Limitations for Debt Collection . A statute of limitations is a statute in a common law legal system that sets forth the maximum period of time, .
State AGs Taking Prominent Role in Debt Collection Law Reform
Mar 18, 2011 . The AG in Massachusetts proposed some strong new regulations for debt collectors this week. While the new rules on their own are probably a .
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DFI: Fair Debt Collection
The Fair Debt Collection Practices Act is a federal statute that curtails unfair, . or state that you will be arrested if you do not pay your debt;; misrepresent the .
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The Maryland Consumer Debt Collection - DLLR Home
A review of the Maryland Consumer Debt Collection Act; Suggestions on . of certain obligations owed to a state or the federal government may preempt the law.
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Understanding Your Debt Collection Rights | Credit.com
Credit.com's personal finance law expert decodes the Fair Debt Collection . Practices Act and your State's Debt collection and Creditor collection laws: .
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DEBTOR'S RIGHTS - COLLECTION AGENCIES
"Fair Debt Collection Practices Act" (in 15 U.S.C. 1692). These laws can be found at your local library or online. Federal and state law defines a collection .
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Maryland Attorney General - Consumer Publications
“I'm paying what I can on my debts, but a debt collector keeps calling, sometimes . However, both federal and state law require businesses and debt collection .
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Debt collection - Texas Attorney General
Feb 9, 2011 . The debt collector is not required by law to cease collection efforts if . State law prohibits the use of harassment and abusive collection tactics.