state debt collection laws

State Debt Collection Laws and Publications | Privacy Rights ...
This addendum contains links to state-specific resources that provide an overview of debt collection, citations of state debt collection laws, and web addresses to .
http://www.privacyrights.org/fs/fs27plus.htm

  1. Notification

    • Debt Collection FAQs: A Guide for Consumers
      Under the FDCPA, a debt collector is someone who regularly collects debts owed . the contract that created your debt – or your state law – allows the charge; .
      http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

    Insurance Department Complaint

    • Fair Debt Collection Practices Act
      prepared the following complete text of the Fair Debt Collection Practices Act. ( FDCPA), 15 U.S.C. . State to the extent that collecting or attempting to collect any .
      http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

    Assigned-Risk Pool

    • Debt -- State Laws
      Most states have statutes regulating debt collection activities. Generally, these state statutes apply to original creditors and not national debt collection agencies .
      http://www.bcsalliance.com/y_debt_statelaws.html

    Motor Vehicle Report

    • Collection Agencies
      This section summarizes portions of the state's collection agency law (RCW 19.16) and the federal Fair Debt Collections Practices Act (15 USC 1692). These .
      http://atg.wa.gov/ConsumerIssues/Credit/CollectionAgencies.aspx

    Statutes of limitation for credit card debt collection, all 50 states
    Dec 12, 2011 . Creditors have a limited time in which to file suit over unpaid credit card debt. Here are the statutes of limitation for all 50 states and Washington .
    http://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php

    • Consumer Protection - Debt Collection
      If debt collectors are calling you, you have certain protections under both the federal Fair Debt Collection Practices Act, and a nearly identical state law.
      http://www.doj.state.or.us/finfraud/debtcollection.shtml

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