state credit card regulations

One Hundred Eleventh Congress of the United States of America
Relation to State laws. . Board review of consumer credit plans and regulations. . Report to Congress on reductions of consumer credit card limits based on .
http://www.gpo.gov/fdsys/pkg/BILLS-111hr627enr/pdf/BILLS-111hr627enr.pdf

Checkout Fees | Personal | Visa USA | Personal
In 10 states it is prohibited by law for retailers to charge consumers a fee for using a credit card (California, Colorado, Connecticut, Florida, Kansas, Maine, .
http://usa.visa.com/personal/using_visa/checkout_fees/index.html

Visa Olympics Credit - Rules | PSCU
PSCU FINANCIAL SERVICES FOR CREDIT CARD USERS. OFFICIAL RULES. 1 . NO PURCHASE, CREDIT CARD, OR OBLIGATION NECESSARY TO ENTER .
http://www.pscufs.com/visalondon/credit/rules

Aggressive Fed Rules Challenge Credit Cards
May 2, 2008 . Aggressive Fed Rules Challenge Credit Cards . all federal and some state thrift institutions, and the NCUA, which oversees credit unions, .
http://www.washingtonpost.com/wp-dyn/content/article/2008/05/01/AR2008050103218.html

Credit Card Chargeback Rights | State of California - Department of ...
The following information is meant to advise you generally of your rights under federal and California state law to challenge credit card charges you dispute.
http://oag.ca.gov/consumers/general/credit_card_chargeback_rights

New Credit Card Laws: What You Need To Know About Rates And ...
Feb 22, 2010 . The new credit card law is finally here. Starting Monday, banks will need to abide by new regulations on terms and disclosures. The idea .
http://www.huffingtonpost.com/2010/02/22/new-credit-card-laws-what_n_471462.html

New Credit Card Regulations Wipe Out Cash Back and Rewards ...
Aug 21, 2009 . That killed off most state regulation, since most credit card companies moved to states like South Dakota that didn't restrict interest rates. As law .
http://www.openmarket.org/2009/08/21/credit-card-regulations-wipe-out-cash-back-on-credit-cards-destroy-rewards-programs-punish-responsible-cardholders/

The Magnificent 7: Where state laws get you extra ... - Credit Cards
Jan 7, 2011 . Everyone loves a freebie, so residents of seven states may be happy to know that state law grants them a free extra copy of their credit report .
http://www.creditcards.com/credit-card-news/7-states-where-residents-get-extra-free-credit-report-1282.php

Credit / Debt - Wisconsin State Law Library
Feb 20, 2012 . Wisconsin State Law Library . Information about credit reports, credit cards & consumer loans, billing, debt, mortgages, . 2009 Credit Card Act .
http://wilawlibrary.gov/topics/consumer/credit.php

Office of Consumer Affairs & Business Regulation - Mass.Gov
BURLINGTON, March 31, 2012 – Hundreds of Bay State residents received free advice and assistance with personal finance issues ranging from credit card .
http://www.mass.gov/ocabr/

Consumer Protection - Credit Cards
Credit Cards. These days, credit cards are – for better or for worse – a fact of life. . The law requires that credit card companies give you important information before and after you open an account. The law also . Applicable State Law: Credit .
http://www.doj.state.or.us/consumer/credit_cards.shtml

The Effect of State Banking Regulations on Bank Credit Card Use ...
The Effect of State Banking Regulations on Bank Credit Card Use. A Comment by Lawrence G. Goldberg*. Tlle bank credit card industry has expanded rapidly in .
http://www.jstor.org/stable/10.2307/1991255

Exceptions to the Usury Law - Washington State Department of ...
This is because Washington State's usury law generally does not apply to . This is how credit card issuers can charge higher rates than the usury law allows.
http://www.dfi.wa.gov/consumers/interest_rates_exception.htm

PCI Compliance Guide, PCI Data Security Standards, Manage a ...
You may accept more credit card payments. . Banks, Processors and ISOs) from the card brand obligations, liability and the impact of state law violations.
http://www.pcicomplianceguide.org/

FAQ's : Student Business Services : Texas State University
You will need to have yourTexas State ID: Self-Service PIN, credit card number . and credit card regulations, Texas State had considered dropping credit card .
http://www.sbs.txstate.edu/faq.html

Know the New Credit Card Rules
www.sec.state.ma.us/sct. Know the New. Credit Card Rules. (and the loopholes). William Francis Galvin. Secretary of the Commonwealth. Securities Division .
http://www.sec.state.ma.us/sct/sctinv/pdf/New_Credit_Card_Rules.pdf

What Rules Apply When You Accept Credit Cards for Payment Over ...
Regulation Z does not impose any specific restrictions on merchants who accept credit cards for payment. These merchants would be subject to general state .
http://www.copilevitz-canter.com/resources/articles/what-rules-apply-when-you-accept-credit-cards-for-payment-over-the-telephon

Credit cards - Texas Attorney General
May 26, 2011 . Most credit card companies today are based in states that do not impose such limits, and under federal law are able to charge substantially .
http://www.oag.state.tx.us/consumer/credit_cards.shtml

Clarification on Credit Card Processing Fees or Convenience Fees
Feb 24, 2010 . (The State of Georgia P-Card is a Bank of America Visa card, so Visa regulations apply.) Other fees, such as “credit card fees”, “processing .
http://doas.georgia.gov/StateLocal/SPD/Docs_SPD_Cards/CreditCardProcessingFeesorConvenienceFees.pdf